Welcome to the
Unnax blog
Welcome to the
Unnax blog
When it comes to responsible lending, there’s more than just the customer’s financial stability at risk. In 2023, S&P Global Market Intelligence predicts that non-performing assets (aka loans with…
Account aggregation is a process that consolidates financial information from various sources into one location, enabling businesses to determine user solvency and behavior models. This is helpful for companies…
Are you looking for a new tool to attract and retain new customers? Whether you’re a bank, Fintech, or other financial markets business, personal financial management tools (PFMs) are…
In 2018, PSD2 hit the European markets by force and the impact was felt across the Fintech world. Adoption of this regulation was slow, rocky, and difficult to…
People with thin files are often those who need loans the most. Yet, due to the lack of accurate and reliable information available, they are the ones who end…
For lenders, onboarding is the most important part of the lending process. A smooth, friction-free onboarding gives customers a good impression and helps build trust with the lender right…
Personal financial data is an asset of great value for companies, as it allows them to better understand the client and develop more personalized services in line with their…
Read straight through, or jump to the section you want to read PSD2 impact Technical compliance vs the “spirit” of PSD2 Dedicated interfaces: PSD2’s dedicated APIs Direct connection:…
While it didn’t get much press in the general public, the EU’s second payment services directive, commonly referred to as PSD2, was one of the most groundbreaking financial regulations…
Lending is all about knowing your customer. The more you know, the less risk you take, and the higher your profit margins. As any lender will tell you, aggregating…