Welcome to the
Unnax blog
Welcome to the
Unnax blog
The EU’s Consumer Credit Directive 2 (CCD2) has its sights set on digital microlending. As the second iteration of the EU’s CCD regulation, CCD2 revises credit agreements for consumers…
Wolters Kluwer provides organizations around the globe with professional solutions for information management and software. Serving a wide range of corporate and SME clients — including clinicians, accountants,…
When it comes to responsible lending, there’s more than just the customer’s financial stability at risk. In 2023, S&P Global Market Intelligence predicts that non-performing assets (aka loans with…
Account aggregation is a process that consolidates financial information from various sources into one location, enabling businesses to determine user solvency and behavior models. This is helpful for companies…
Are you looking for a new tool to attract and retain new customers? Whether you’re a bank, Fintech, or other financial markets business, personal financial management tools (PFMs) are…
In 2018, PSD2 hit the European markets by force and the impact was felt across the Fintech world. Adoption of this regulation was slow, rocky, and difficult to…
People with thin files are often those who need loans the most. Yet, due to the lack of accurate and reliable information available, they are the ones who end…
For lenders, onboarding is the most important part of the lending process. A smooth, friction-free onboarding gives customers a good impression and helps build trust with the lender right…
Personal financial data is an asset of great value for companies, as it allows them to better understand the client and develop more personalized services in line with their…
Read straight through, or jump to the section you want to read PSD2 impact Technical compliance vs the “spirit” of PSD2 Dedicated interfaces: PSD2’s dedicated APIs Direct connection:…
